Frequently Asked Questions

General Roofing Questions

  • Signs include missing shingles, dents on gutters or vents, granules in your gutters, or leaks inside your home. The only way to know for sure is with a professional inspection. We offer free inspections in the DFW area to document the condition of your roof.

  • The decision depends on the age of your roof, the extent of damage, and safety concerns. We’ll give you an honest inspection and recommendations, but the choice is always yours.

  • Yes, we provide free roof inspections. Our team documents any visible damage with photos and videos so you have a clear understanding of your roof’s condition.

  • Most residential roof replacements are completed in 1–2 days, depending on the size and complexity of the roof. Larger or more detailed projects may take longer.

  • We install GAF Timberline HDZ roofing systems, Owens Corning roofing systems, and also offer metal roofing options. We use complete roofing systems for maximum performance and warranty protection.

  • Yes, we offer financing options to make roof replacement more affordable. Ask our team for details about our available plans.

  • Yes! Fort Tex Metals & Roofing is based in Fort Worth, Texas. We’re not storm chasers; we live and work here, and we’ll be here long after the storm passes.

  • We’re a GAF Master Elite Contractor, Owens Corning Pantera Pros contractor, and part of the GAF President’s Club. These certifications allow us to offer the best materials, installations, and warranty options.

  • Local companies are accountable to their community and available for service long after the job is done. Out-of-town storm chasers often disappear after the work is complete, leaving homeowners without support.

  • Yes, we are fully insured. Texas does not require a state roofing license, but we maintain all proper business registrations and insurance coverage for your protection.

  • Yes, we install seamless gutters as part of a roof replacement or as a standalone project. Proper gutter systems protect your foundation and home from water damage.

  • Yes. Our team safely removes and reinstalls solar panels during your roof replacement, coordinating with licensed electricians when required.

  • Costs vary depending on the size of your home, materials, and roof complexity. We offer free online estimates at www.ftmandroofing.com/instant-estimate

  • We offer manufacturer warranties such as the GAF Golden Pledge® Warranty, as well as workmanship warranties. Warranty length depends on the system you choose.

  • A complete roofing system includes shingles, underlayment, leak barriers, starter strips, ridge caps, ventilation, and flashing. Each part works together to protect your home.

  • Yes, we install standing seam and other types of metal roofing. While the upfront cost is higher than asphalt shingles, metal roofs offer superior durability and energy efficiency.

  • We do not file claims on behalf of homeowners, but we can guide you through the process. Once you file your claim with your insurance company, we can meet with your adjuster, provide documentation, and supply detailed estimates for repairs.

  • ACV (Actual Cash Value) pays the depreciated value of your roof at the time of the claim.

    RCV (Replacement Cost Value) may pay the cost to replace your roof, minus your deductible, if your policy includes that coverage.


    For exact details, always check with your insurance company.

  • Yes, if your claim is denied, we can provide additional documentation or a supplement to your insurance company for review. All final decisions are made by your insurer.

  • Coverage depends on your specific policy. We can inspect your gutters and solar system for damage and provide reports and estimates for your insurance company.

INSURANCE QUESTIONS